Best Portfolio Tracker for Canada 2026: TSX, TFSA, RRSP, CAD

If you hold Toronto Stock Exchange shares in a TFSA or RRSP alongside US and global stocks, ETFs and crypto, the right portfolio tracker has to handle CAD, foreign currency gains and your account wrappers without turning into a spreadsheet chore. This guide compares the trackers Canadians actually use, what each does well, and where each one stops for a Canada portfolio, so you can choose on facts instead of marketing.

What does a portfolio tracker in Canada actually need to do?

A portfolio tracker for a Canada-based investor needs to price Toronto Stock Exchange (TSX) holdings in CAD, sit your US and global positions next to your local ones, and keep the currency side straight. Those three jobs are where most tools either shine or quietly fall short.

A portfolio tracker is software that records what you own across accounts and venues, values it at current prices in one currency, and shows your gains, losses and income in one place. For a Canadian, "one currency" almost always means CAD, even when half the portfolio trades in USD.

Here is the checklist a resident investor should run before signing up for anything:

• TSX coverage in CAD, so a Canadian National Railway (CNR.TO) or Shopify (SHOP.TO) position prices natively.
• Multi-currency handling that converts a USD holding like Apple (AAPL) back to CAD without you doing math.
• A clear view of foreign currency gain or loss, because a USD stock can rise while the loonie moves against you.
• US and global holdings beside local ones, not in a separate silo.
• Alerts you will actually see, at price levels you set.
• Flexible data entry: manual, CSV, screenshot or broker sync, because not every Canadian broker connects everywhere.

PortfolioTrackr supports the Toronto Stock Exchange (TSX) with prices in CAD, and you can see the full exchange list on the markets coverage page. If you want the fine print on when TSX is open, the Toronto Stock Exchange trading hours and holidays guide covers the Monday-to-Friday schedule and the holiday closures.

Which accounts and wrappers should a Canada tracker understand?

A Canadian portfolio usually spans several account types, and knowing which holding sits in which wrapper matters for how you read your own numbers. A tracker does not file your taxes, but it should let you keep each account separate so the picture stays honest.

The wrappers to organize around

• TFSA (Tax-Free Savings Account): growth and withdrawals are generally sheltered.
• RRSP (Registered Retirement Savings Plan): contributions and growth are treated differently again.
• FHSA (First Home Savings Account): a newer registered wrapper for first-home savers.
• Non-registered accounts: where capital gains and dividends are reported to the Canada Revenue Agency (CRA), and where you receive slips like the T3 and T5.

Most trackers, including PortfolioTrackr, model this by letting you create a separate portfolio per account. You might keep a TFSA portfolio, an RRSP portfolio and a non-registered one, then view them together. In PortfolioTrackr the ALL PORTFOLIOS combined view rolls them into a single CAD number while keeping each wrapper viewable on its own.

The brokers Canadians hold these at

The common homes for these accounts are Questrade, Wealthsimple, TD Direct Investing, RBC Direct Investing and Interactive Brokers. Not every one of these syncs automatically into every tracker, which is exactly why flexible entry matters. With PortfolioTrackr, Interactive Brokers connects directly, and manual entry, CSV import and screenshot import work on every plan if your broker is not a direct connection.

How do the main portfolio trackers compare for a Canada investor?

The table below lines up PortfolioTrackr against the tools Canadians most often shortlist. Prices are shown in the currency each tool publishes; they are not converted. For the full methodology behind our comparisons, see our real-data comparison of six trackers.

Wealthica: the Canadian aggregator

Wealthica is the tool built most specifically for the Canadian market, with direct sync to essentially every Canadian bank and brokerage. If your priority is pulling real balances and transactions from multiple Canadian institutions into one net-worth view, that is its core strength.

Where it stops for some Canada investors:

• The free tier is manual only, with zero synced institution connections.
• US institution sync is listed as Beta, and quotes on the Premium tier are described as 15-minute delayed.
• It is an aggregator first; it is less focused on setting price-level alerts you act on.

Sharesight: tax-report focused

Sharesight is widely used by investors who want detailed dividend and capital-gains style reporting across multiple markets, and many Canadians pair it with their brokerage for record-keeping. It is strong on performance and income reporting over time.

Because its pricing and regional feature set are not on our verified list, treat the price as see their site and confirm current TSX coverage, CAD handling and the exact reports available in your region before you commit.

Simply Wall St: fundamentals, not bookkeeping

Simply Wall St is best at making a stock's fundamentals instantly readable through its Snowflake visual, generated for more than 120,000 stocks across 90 markets. For research on a TSX or US name, it is genuinely useful.

Where it stops as a daily tracker for Canada:

• Billing is yearly only, with no monthly option.
• The free plan caps you at 1 portfolio and 10 holdings, and Premium at 30 holdings each.
• It is a research tool with portfolio features attached, not a multi-currency bookkeeping engine for several wrappers.

Snowball Analytics and Empower: niche strengths

Snowball Analytics

Snowball Analytics has the deepest dividend income tracking in the category, with a dividend calendar, DRIP calculator and a proprietary Dividend Rating. For a dividend-focused Canadian portfolio it is worth a look, with paid tiers from $79.99/yr. Note the free tier is capped at 1 portfolio and 10 holdings, with no automatic brokerage sync.

Empower Personal Dashboard

Empower's dashboard is free and strong at whole-net-worth aggregation plus retirement planning, but it is built around the US financial life: 401(k)s, IRAs and US banks. For a Canadian with TSX holdings and registered wrappers, the fit is weak, even though the price is $0.

If you are weighing a general-purpose app against these, our honest portfolio tracker app comparison runs through the trade-offs in more detail.

How does foreign dividend withholding and local tax work, qualitatively?

When a Canadian holds foreign shares, two things interact: the foreign country may withhold tax on dividends at source, and the Canada Revenue Agency taxes according to the account and the income type. No tracker should quote you a rate, and neither will this guide, because rates change and a wrong number is worse than none.

The concepts and forms worth knowing by name:

• The W-8BEN is the US form a Canadian investor files with a broker to claim treaty status on US-source income.
• Whether US dividends land in an RRSP versus a TFSA is treated differently; this is a well-known qualitative distinction Canadians research, and treaty treatment is not identical across wrappers.
• At home, the CRA issues slips such as the T3 and T5 that report your investment income and distributions.

The practical point for choosing a tracker: it should show you the currency gain or loss on foreign holdings clearly, because that figure is real whether or not it is taxable in your wrapper. PortfolioTrackr converts the cost of a foreign holding at the exchange rate of the day it was bought, values it at today's rate, and shows the currency gain or loss as its own line on the summary card and the P&L chart. It does not calculate your Canadian tax owing, so pair it with your slips and, where needed, an accountant.

How does PortfolioTrackr fit a Canada portfolio?

PortfolioTrackr fits a Canadian who holds TSX shares alongside US and global stocks, ETFs and crypto, and wants everything converted to one CAD figure with the currency effect shown honestly. It supports the Toronto Stock Exchange (TSX) in CAD, with multi-currency portfolios where every value is convertible to CAD.

What it does, on the verified facts:

• Prices TSX holdings in CAD and sits them next to AAPL, BTC-USD or any foreign name.
• Converts foreign cost at the buy-day rate and shows the currency gain or loss as its own line.
• Price alerts at levels you set, sent by WhatsApp, Telegram, email or push, checked once a minute while the market is open and around the clock for crypto. TSX trades Monday to Friday, so stock alerts are skipped on Saturday and Sunday and on exchange holidays.
• Separate portfolios per wrapper, with an ALL PORTFOLIOS view that totals them in CAD.
• Flexible entry: manual, voice, text, CSV and broker screenshots on every plan, with Interactive Brokers connecting directly. There are iPhone and Android apps on the mobile app page.

Pricing is a 3-day free trial with no card, then Starter at USD 9 a month, Pro at USD 19 a month and Lifetime at USD 299 once; the current figures are on the pricing page.

Where it is not the right tool: PortfolioTrackr is not a Canadian tax engine. It does not generate CRA-ready T3 or T5 summaries or compute your tax owing, and it does not report news, earnings or analyst-rating alerts. If a filing-ready Canadian capital-gains report is your single must-have, look at a dedicated tax-reporting tool instead.

How to choose a portfolio tracker for Canada: a checklist

Run any tool, including this one, against these questions before you pay. The answers decide the fit, not the marketing.

1. Does it price TSX holdings natively in CAD?
2. Can it convert US and global holdings to CAD and show the currency gain or loss separately?
3. Can you keep TFSA, RRSP, FHSA and non-registered accounts as separate portfolios and still see a combined total?
4. Does your broker (Questrade, Wealthsimple, TD Direct Investing, RBC Direct Investing or Interactive Brokers) sync, or does the tool support manual, CSV and screenshot entry instead?
5. Are price alerts delivered on a channel you actually check, and set at levels you control?
6. Is the billing model (monthly, yearly or one-time) one you are comfortable with, and is there a free trial to test it first?

If you also invest outside Canada or compare notes with investors abroad, the UK tracker guide and the Australia tracker guide apply the same test to two more markets.

The bottom line

The best portfolio tracker for a Canada investor in 2026 is the one that prices your TSX holdings in CAD, places your US and global positions beside them, and shows the currency gain or loss plainly, while fitting the way you hold money across TFSA, RRSP, FHSA and non-registered accounts. Wealthica leads on Canadian institution sync, Snowball on dividends, Simply Wall St on fundamentals, and PortfolioTrackr on multi-currency TSX tracking with price-level alerts. Run the checklist, use the free trials, and decide on what you see.

Frequently asked questions