Best Portfolio Tracker for Singapore 2026: SGX, CPF, SRS, SGD

A Singapore investor's portfolio usually spans three worlds at once: local shares on the Singapore Exchange in SGD, US and global stocks and ETFs in USD or EUR, and crypto that trades around the clock. This guide compares the portfolio trackers people in Singapore actually use, explains what the local landscape (CPF, SRS, the CDP account) means for a tracker, and gives you a checklist to decide for yourself.

What does a Singapore investor actually need from a portfolio tracker?

A Singapore investor needs a tracker that holds SGX-listed shares in SGD next to US and global holdings, converts every value back to SGD, and handles crypto that never closes. That combination is the real test, because most trackers are built around one home market and treat everything else as an afterthought.

Here is what a typical resident is juggling. You might hold DBS (D05.SI), Singtel (Z74.SI) and a local REIT on the Singapore Exchange, a slug of US names like AAPL and VOO through an overseas broker, and some BTC-USD on an exchange. Three currencies, three settlement worlds, one net worth figure you want to see in SGD.

The non-negotiables for a Singapore portfolio:

• SGX coverage with SGD pricing, so local shares show live value without manual conversion.
• Multi-currency display, so USD and EUR holdings convert cleanly back to SGD.
• Honest currency gain or loss handling, because a US stock can rise in dollars and still cost you in SGD terms.
• Crypto alongside stocks, since many local investors hold both.
• Alerts you will actually see, on the channels you use.

For the deeper question of whether a tool beats a DIY sheet, our portfolio tracker versus spreadsheet comparison is a good companion read.

What is the local landscape a Singapore investor should research?

The local landscape splits into accounts, brokers and the tools people already use, and no portfolio tracker on the market reads your CPF or SRS balance for you. That matters: these are the names you will research directly with the providers, and then mirror by hand in a tracker if you want one combined picture.

Accounts and wrappers by name

• CPF Investment Scheme (CPFIS): lets you invest a portion of CPF savings in approved instruments. Balances live with CPF and your agent bank, not inside a third-party tracker.
• Supplementary Retirement Scheme (SRS): a voluntary scheme you contribute to and invest from, administered through an SRS operator bank.
• Central Depository (CDP) account: the direct custody route for SGX shares, separate from a broker-custodian arrangement.

A tracker cannot connect to CPFIS or SRS. If you want those holdings in one view, you add them manually as positions. That is entirely workable, it is just worth knowing before you expect automatic sync.

Brokers Singapore investors use

The brokerage names to know include DBS Vickers, OCBC Securities, moomoo SG, Tiger Brokers, Syfe Trade, Interactive Brokers and Saxo. Coverage of these inside any tracker is partial at best, so manual entry, CSV and screenshots remain the dependable path for most local brokers.

Tools investors already reach for

The incumbents are StocksCafe (a long-standing Singapore-built tracker with strong SGX and dividend focus), Yahoo Finance (free, broad, but light on true multi-currency portfolio accounting) and Google Sheets (infinitely flexible, zero automation unless you build it).

How do the main portfolio trackers compare for Singapore?

The table below compares PortfolioTrackr against tools Singapore investors actually use. Prices are shown exactly as each tool publishes them, in their own currency, never converted.

For a broader, non-geographic breakdown with the same methodology, see our real-data comparison of six trackers.

How does each tool hold up for a Singapore portfolio?

StocksCafe

StocksCafe does SGX and dividend tracking well and was built with Singapore investors in mind. It handles local shares, dividend history and SGD natively, which is exactly why it has a loyal local following. Where it stops for some investors is breadth: global equity and crypto coverage is thinner than a tracker designed around 100 exchanges, and the interface leans more analytical than consumer-app.

Simply Wall St

Simply Wall St is strongest at making a single stock's fundamentals readable through its Snowflake visual across 120,000+ stocks in 90 markets. It is a research tool first and a portfolio ledger second. For a Singapore investor who wants one SGD net worth figure with currency gain broken out, the free tier caps you at 1 portfolio and 10 holdings, and billing is annual only.

Delta Investment Tracker

Delta is a polished mobile tracker with real crypto depth: it auto-syncs wallets, exchanges and some stock brokers and tracks NFTs. The free Basic tier is limited to 10 tracked assets, and even PRO caps at 40, which is tight for a diversified SGX-plus-global holder. SGX support exists but is not the product's center of gravity.

Getquin

Getquin pairs a usable free tier (unlimited broker connections, net worth overview) with a genuine investor community of 500,000+ users. It is EUR-priced and DACH-leaning. A Singapore investor can use it, but SGD-first accounting and SGX focus are not what it is optimized for.

Empower Personal Dashboard

Empower's dashboard is free and excellent at aggregating a US financial life into one net-worth view with retirement projections. The catch for Singapore is structural: it is built around US accounts and does not cover the Singapore Exchange. It is not the tool for an SGX-centric portfolio.

The incumbents: Yahoo Finance and Google Sheets

Yahoo Finance is free and broad but light on true multi-currency portfolio accounting, so a USD holding and an SGD holding do not reconcile into one honest SGD figure with currency gain shown. Google Sheets is maximally flexible and costs nothing, but you build and maintain every formula, every FX rate and every alert yourself.

How do dividends and tax work on a Singapore portfolio?

Singapore does not, in the usual case, tax capital gains on investments, which is a meaningful simplifier compared with many other markets. This is qualitative guidance, not tax advice, and your own situation can differ, so confirm specifics with IRAS or a qualified adviser.

The pieces to understand, named without any rates (rates change, and a wrong number in a finance guide is worse than none):

• No capital gains tax in the typical case: for most retail investors, gains on shares are not taxed as income. Frequent, business-like trading can be treated differently, so this is situational.
• Foreign dividend withholding: dividends from US shares are generally subject to withholding at source. The relevant form for a non-US investor is the W-8BEN, which your broker collects to establish your foreign status.
• Local dividend treatment: Singapore operates a one-tier corporate tax system, which affects how local dividends reach you. Again, confirm the current treatment for your circumstances.

A tracker's job here is record-keeping, not filing. PortfolioTrackr records each dividend at the exchange rate of its pay date, and its tax report converts each trade at the rate of its own date and shows that rate on every row, which is exactly the audit trail you want when a holding spans USD and SGD.

How does PortfolioTrackr fit a Singapore portfolio?

PortfolioTrackr fits a Singapore portfolio by holding SGX shares in SGD alongside US, European and crypto holdings, converting every value to SGD, and showing the currency gain or loss as its own line. A portfolio tracker, in plain terms, is a tool that gathers all your holdings across accounts into one live view of value, cost and performance.

The specifics that matter for a multi-currency SGD investor:

• SGX support with SGD prices, so D05.SI and Z74.SI show live value without manual conversion. You can check the full exchange list, including the markets PortfolioTrackr covers, which spans 100 stock exchanges.
• Honest FX accounting: the cost of a foreign holding is converted at the exchange rate of the day you bought it, its value at today's rate, and the currency gain or loss appears as its own line on the summary card and the P&L chart. That separates a real stock gain from a mere SGD/USD move.
• Price alerts you set yourself, delivered by WhatsApp, Telegram, email or push, checked once a minute while the market is open and around the clock for crypto. These are price-level alerts only, reporting status against your own targets, not advice.
• Flexible entry: manual, voice, text, CSV and broker screenshots work on every plan, which covers local brokers like DBS Vickers and OCBC Securities that no tracker fully auto-syncs.
• Apps on both platforms: the iPhone and Android app keeps the same SGD view in your pocket.

The SGX trades Monday to Friday, with the weekend falling on Saturday and Sunday, so stock alerts pause when the market is closed; crypto alerts continue around the clock. The full schedule is in our guide to the Singapore Exchange trading hours and holidays.

Pricing is a 3-day free trial with everything in Starter and no card, then Starter at USD 9 a month, Pro at USD 19 a month, or Lifetime at USD 299 once; the current figures are on the pricing page.

Where it is not the right tool: if your priority is reading CPFIS and SRS balances automatically, no tracker does that, PortfolioTrackr included, and you will add those positions by hand. If you mainly want institutional-grade equity research or a social investing feed, a dedicated research or community tool fits that single job better.

How should you choose a portfolio tracker in Singapore?

Run any tool you are considering through this checklist before you pay for anything. None of these steps tells you what to buy; they tell you whether a tool matches your portfolio.

1. Does it cover the Singapore Exchange with SGD prices? If your local shares need manual conversion, that is friction forever.
2. Does it convert every foreign holding back to SGD, and show currency gain separately? A combined net worth figure is only honest if FX is handled properly.
3. Does it track stocks and crypto in one place? If you hold both, two apps means two half-pictures.
4. Can you enter holdings the way you actually trade? Manual, CSV and screenshots matter when local brokers do not auto-sync.
5. Do the alerts reach you on channels you check? WhatsApp, Telegram, email or push on the cadence stated.
6. Does the pricing and free tier match how much you hold? Watch for asset caps and annual-only billing.
7. Can you export a clean record for tax time? Dates, rates and amounts you can hand to an adviser.

If you want to see how the same framework plays out in other markets, the UK portfolio tracker guide and the Australia portfolio tracker guide apply the identical criteria to different local landscapes.

The bottom line

The best portfolio tracker for a Singapore investor is the one that holds SGX shares in SGD, reconciles US and global holdings into an honest SGD figure with currency gain shown, and tracks crypto in the same view. StocksCafe is strong on local SGX and dividend depth, Delta and Getquin bring crypto and community strengths, and Empower is a free US net-worth tool that simply does not cover the Singapore Exchange. PortfolioTrackr is built for the three-currency reality most local investors live in, with the one honest caveat that it will not read your CPFIS or SRS balances automatically. Run the checklist, start with a free trial where one exists, and decide for yourself.

Frequently asked questions