Best Portfolio Tracker for Germany 2026: Xetra, Depot, EUR

If you invest from Germany, your holdings rarely fit one neat box: Xetra and Frankfurt shares in EUR sit next to US stocks in USD, global ETFs and crypto. This guide compares the portfolio trackers people in Germany actually use, explains what the Depot, ETF-Sparplan, Freistellungsauftrag and Abgeltungsteuer mean for tracking, and gives you a checklist to decide for yourself.

What does a portfolio tracker in Germany actually need to do?

A portfolio tracker for a German investor needs to handle Xetra and the Frankfurt Stock Exchange in EUR while also showing your US and global holdings next to them in one view. A portfolio tracker is software that records what you own across accounts, prices it live, and shows your total value, gains and income in one currency.

The hard part for a resident here is not the local shares alone. It is the mix: a DAX name on Xetra, a US dividend payer like AAPL, a global ETF, and some BTC-USD, all needing to roll up into a single EUR figure that is actually correct.

A tracker that fits Germany should cover, at minimum:

• Xetra (GER) and the Frankfurt Stock Exchange (FRA) with prices quoted in EUR;
• Multi-currency holdings, so a USD or GBP position converts cleanly to EUR;
• Honest currency gain or loss tracking, not just a value snapshot at today's rate;
• Alerts and import options that work whether or not you connect a broker.

PortfolioTrackr supports Xetra (GER) and the Frankfurt Stock Exchange (FRA) with EUR pricing, and you can see the full exchange list on the markets coverage page. For how the local market runs, including when Xetra is closed, see our guide to the trading hours and holidays of Xetra and the Frankfurt Stock Exchange.

What local accounts, wrappers and brokers should you research first?

Before you pick a tracker, know the German structures your money sits inside, because a tracker records holdings but does not manage the wrapper for you. These are the names a resident checks for.

The accounts and tax concepts

• Depot: the German securities account your shares, ETFs and funds are held in at a broker or bank;
• ETF-Sparplan: a recurring automatic savings plan into one or more ETFs, often monthly;
• Freistellungsauftrag: the exemption order you file with your bank so a slice of investment income is handled before tax is withheld;
• Abgeltungsteuer: the German flat withholding on investment income and capital gains, applied through your Depot provider.

No tracker files a Freistellungsauftrag or calculates your Abgeltungsteuer return for you. A good one simply gives you clean, dated records so your figures match what your Depot provider reports.

The brokers German investors use

The Depot providers you will most often connect or import from include Trade Republic, Scalable Capital, ING, comdirect, DKB, Consorsbank and DEGIRO. Coverage of these varies a lot between trackers, so it is worth checking before you commit.

The tools German investors already reach for include Parqet, getquin, Portfolio Performance (a free desktop app) and Yahoo Finance. We cover the strongest of these below.

Which portfolio trackers are worth comparing for Germany?

Here is a side-by-side look at the main options, with each tool's own published price in its own currency. Prices are stated as the vendor publishes them and are not converted.

For a broader, non-Germany view of the category, see our real-data comparison of six trackers and the honest app comparison and verdict.

How do Parqet, getquin and the local tools hold up?

Each of the German-market tools does something well and stops somewhere specific for a mixed Germany portfolio. Here is where.

Parqet

Parqet is strongest on German and DACH broker onboarding. It offers true Autosync with Trade Republic, Scalable Capital, ING, comdirect and Consorsbank, plus PDF statement import from many German-speaking-market brokers, and a dividend calendar.

• Does well: local broker sync, EUR-native, clean dividend tracking;
• Stops at: the free Basis tier is 1 portfolio and 2 broker integrations; it is a web and mobile tool with no desktop app, and the deeper plans (11,99 EUR and 29,99 EUR per month) sit at the higher end for monthly billing.

getquin

getquin is best known for its investor community at scale, with a free tier that includes unlimited broker connections and a net worth overview. That free layer is unusually generous for a social-first product.

• Does well: free broker connections, community feeds and per-stock forums, EUR-native;
• Stops at: paid tiers (Premium 89,99 EUR/yr, Wealth 149,99 EUR/yr) are yearly billing only, with no monthly toggle and no lifetime option.

Portfolio Performance

Portfolio Performance is a free, open desktop application that many German investors use for deep performance and allocation analysis. It is powerful and private, since your data stays on your machine.

• Does well: thorough true-time-weighted and money-weighted returns, flexible reporting, no cost;
• Stops at: it is desktop only, manual to maintain, and has no phone app or live push alerts, so it suits people who enjoy spreadsheets. If that is you, weigh it against our take on a portfolio tracker versus a spreadsheet.

Simply Wall St

Simply Wall St is best at making a stock's fundamentals instantly readable through its Snowflake visual, covering valuation, growth, financial health and dividends across 90 markets.

• Does well: research depth, glanceable fundamentals, region-localized pricing;
• Stops at: it is a research tool first. The free plan is 1 portfolio with 10 holdings, and paid tiers (119,40 EUR/yr and 239,40 EUR/yr) bill yearly only.

Yahoo Finance

Yahoo Finance is a free quotes, news and watchlist tool that many investors already have open. It is fine for glancing at a ticker.

• Does well: free, broad coverage, familiar;
• Stops at: multi-currency profit and loss is weak, there is no proper currency gain-or-loss line, and dated cost-basis tracking for a mixed EUR and USD portfolio is not its job.

How do foreign dividends and local tax affect tracking?

When you hold US shares from Germany, two layers of tax touch your dividends, and your tracker's job is to record the figures accurately, not to compute your filing. We will name the concepts and deliberately state no rates, because rates change and a wrong number here is worse than none.

The W-8BEN and US withholding

The W-8BEN is the US tax form a non-US investor submits, usually through the broker, to claim treaty status on US-source income such as dividends. Your Depot provider or international broker handles the mechanics; your tracker's job is to log each dividend on its pay date in the right currency.

The German side

On the German side you are dealing with Abgeltungsteuer on investment income and gains, the Freistellungsauftrag exemption order you file with your bank, and the records your Depot provider issues. A tracker helps by keeping clean, dated entries so your own numbers reconcile against those statements.

This is where converting foreign amounts at the right historical rate matters. PortfolioTrackr converts the cost of a foreign holding at the exchange rate of the day it was bought, its value at today's rate, and shows the currency gain or loss as its own line. Dividends use the pay-date rate and sold holdings use the sale-day rate, with the tax report showing the rate on every row, drawing on 10 years of daily rates across 100 currencies.

How does PortfolioTrackr fit a Germany portfolio?

PortfolioTrackr fits when your holdings span Xetra, Frankfurt, US and global markets and crypto, and you want them all rolled into EUR with honest currency accounting. It supports Xetra (GER) and the Frankfurt Stock Exchange (FRA) in EUR, across 100 exchanges worldwide, with every value convertible to EUR.

The pieces that matter for a mixed Germany portfolio:

• Currency done properly: cost at the buy-day rate, value at today's rate, and a separate currency gain-or-loss line, so a strong or weak dollar does not quietly distort your returns;
• Price alerts at levels you set, sent by WhatsApp, Telegram, email or push, checked once a minute while the market is open and around the clock for crypto. See how WhatsApp and Telegram alerts work;
• Flexible entry: manual entry, voice, text, CSV and broker screenshots work on every plan, so connecting a broker is optional;
• Apps for iPhone and Android, plus web.

On pricing, the 3-day free trial includes everything in Starter and needs no card; Starter is USD 9 a month, Pro USD 19 a month, and Lifetime is USD 299 once. The current figures are on the pricing page. Note that direct sync with Alpaca, Bybit and Interactive Brokers works on every plan, while the SnapTrade bridge, which connects 42 brokers, needs a paid Pro or Lifetime plan.

Where it is not the right tool: if your top priority is deep stock fundamentals research or a social community feed, or you specifically want one-click Autosync with Trade Republic and Scalable Capital, a local or research-first tool will suit you better. PortfolioTrackr also prices in USD, not EUR, even though it displays and converts to EUR.

How should you choose a tracker for Germany? A checklist

Run any tool, including this one, against the same questions before you pay. The right answer is whichever tool clears your list, and only you can judge that.

1. Exchanges: does it price Xetra (GER) and the Frankfurt Stock Exchange (FRA), and your US and global holdings, natively?
2. Currency: does it convert everything to EUR, and does it show a real currency gain or loss rather than only a value at today's rate?
3. Dated records: does it store each trade and dividend at the historical rate of its own date, so your figures reconcile with Depot statements?
4. Import: can you get holdings in the way you prefer, whether that is broker sync, CSV, screenshot or manual entry?
5. Alerts: can you set price levels and receive them on a channel you actually read?
6. Billing: monthly, yearly or one-time, and is there a free trial so you can test with your own holdings first?

If you also invest across borders, our regional guides for the United Kingdom and Australia run the same checklist against those markets.

The bottom line

The best portfolio tracker for Germany is the one that prices Xetra and Frankfurt in EUR, converts your US and global holdings honestly, and matches how you want to import and get alerted. Parqet and getquin lead on local broker sync, Portfolio Performance wins for free offline depth, and Simply Wall St is a research tool more than a tracker. PortfolioTrackr fits when you want Xetra, global stocks and crypto in one EUR view with proper currency gain-or-loss accounting. Try two or three against your own Depot before you commit, and decide alone.

Frequently asked questions