If you hold Budapest Stock Exchange shares in forints alongside US stocks, European ETFs and crypto, no single broker app shows you the whole picture in one currency. This guide explains how Hungarian investors can track every holding in HUF, what multi-currency profit and loss actually means when you own USD stocks, and where local tools like your TBSZ broker statement stop being enough.
What is the best portfolio tracker for Hungary investors in 2026?
The best portfolio tracker for a Hungary-based investor is one that prices Budapest Stock Exchange shares in HUF, holds US and global positions in their native currencies, and converts everything to forints so you see one clear total. A portfolio tracker is software that pulls together holdings from different brokers and asset classes into a single live view of value, cost and profit or loss.
Most Hungarian retail investors end up with holdings spread across a local TBSZ account, a separate broker for US stocks, and an exchange for crypto. The gap is almost never the data. It is that no one broker app sees the others, and none of them answer your real question: what am I worth today, in forints, across everything.
Why one combined view matters more in Hungary
Hungarian portfolios are structurally multi-currency. You might hold OTP.BUD and MOL.BUD in forints, AAPL and VWCE in dollars and euros, and BTC-USD on an exchange. A tracker that normalises all of that to one display currency is the difference between a guess and a number.
- Local shares on the Budapest Stock Exchange, priced in HUF.
- Foreign stocks and ETFs priced in USD, EUR or GBP.
- Crypto quoted against USD or stablecoins around the clock.
Which exchange do Hungarian investors trade, and when is it open?
Hungarian retail investors trade primarily on the Budapest Stock Exchange (BSE), whose market identifier in PortfolioTrackr is BUD. It is the home venue for the country's largest listed companies and prices every one of them in HUF.
- Benchmark index: the BUX, which tracks the most liquid Budapest-listed blue chips.
- Trading days: Monday to Friday, closed on exchange holidays and weekends.
- Headline names: banks, energy and pharma such as OTP.BUD, MOL.BUD and RICHTER.BUD.
PortfolioTrackr supports the Budapest Stock Exchange with live HUF prices, so a forint-denominated holding looks the same in your tracker as it does on your broker statement. That matters when you are reconciling a TBSZ account at year end.
What does multi-currency P&L mean when you also hold USD stocks?
Multi-currency profit and loss means your gain is split into two honest parts: how much the asset moved, and how much the forint moved against the currency you bought it in. For a Hungarian holder of US stocks, the EUR/HUF and USD/HUF rate is a second, invisible position inside every foreign holding.
Here is the mechanical part most broker apps get wrong or hide. When you buy 100 shares of VWCE in euros, the cost of that holding should be locked at the EUR/HUF rate on your purchase day, not today's rate. PortfolioTrackr does exactly this:
- The cost of a holding is converted at the exchange rate of the day you bought it.
- The value is converted at today's rate.
- The currency gain or loss appears as its own line on the summary card and on the P&L chart.
Sold holdings use the sale-day rate, and dividends use the pay-date rate. The system keeps 10 years of daily exchange rates for 100 currencies, so a position bought years ago is converted correctly rather than retrofitted to today. If your BUX stocks are flat in forints but your USD names look great, that split tells you how much of the "great" is Apple and how much is a weaker forint.
For a deeper look at how combined cross-asset tracking works, see our guide on tracking stocks and crypto together in one app.
How do TBSZ accounts and Hungarian brokers fit in?
The TBSZ (Tartós Befektetési Számla), or long-term savings account, is the central tax-advantaged wrapper Hungarian investors use for stocks, ETFs and funds held over multiple years. It is offered by the major domestic brokers, and understanding how your holdings sit inside it is the main reason a resident wants clean, forint-based records.
The brokers Hungarian investors actually use
Most local portfolios run through one or more of these:
- Erste, a large bank-broker offering TBSZ accounts and access to Budapest and foreign markets.
- K&H, another bank-based broker widely used for domestic and international trading.
- Random Capital, a Hungarian broker popular for lower-cost access to US and global stocks.
These are excellent for executing trades. The limitation is the same one investors hit everywhere: each one shows only the assets held with it. If you run a TBSZ at Erste and a separate US trading account elsewhere, neither statement shows your true combined net worth. That is the job a dedicated tracker does, and we unpack the trade-offs in our portfolio tracker versus spreadsheet comparison.
Getting your holdings into a tracker
Connecting a broker is optional in PortfolioTrackr. Hungarian investors can get started without linking anything:
- Manual entry, voice and text for adding positions by hand.
- Broker screenshot import, useful when a local bank-broker has no direct feed.
- Bulk CSV import, ideal for a year of TBSZ transactions exported from Erste or K&H.
These import methods work on every plan, including the free trial and Starter. Direct sync with Alpaca, Bybit and Interactive Brokers also works on every plan, and a further 42 brokers connect through the SnapTrade bridge on a paid Pro or Lifetime plan.
How is dividend withholding handled on foreign shares?
Dividend withholding is a tax a foreign country deducts before the money reaches you, and for a Hungarian investor it is the single most common source of confusion when holding US and European stocks. The key point is that your net dividend, the amount actually paid, differs from the gross the company declared.
A few qualitative things every Hungarian holder of US shares should check for, without any numbers because rates and treaties change:
- US brokers typically ask you to complete a W-8BEN form, which certifies you are a non-US resident and governs how US dividends are treated at source.
- Foreign-source dividends may be withheld at the source country before the cash lands in your account.
- Your net received amount is what should appear in your records, converted to HUF at the pay-date rate.
We do not publish withholding percentages here on purpose. Rates and double-taxation treaties change, and a wrong number in a finance guide is worse than no number. Confirm the current treatment with your broker or a Hungarian tax adviser. What a tracker can do is record each dividend accurately: PortfolioTrackr converts dividends at the pay-date exchange rate, and its tax report converts each trade at the rate of its own date and shows that rate on every row, which is exactly what you need when reconciling foreign income in forints.
What do Hungarian investors use today, and where do those tools stop?
Today most Hungarian retail investors rely on a mix of their broker's own app, a spreadsheet, and a generic free tracker. Each works until your portfolio crosses a border or an asset class.
| Approach | Good at | Where it stops |
|---|---|---|
| Broker app (Erste, K&H, Random Capital) | Trading, TBSZ records for that account | Only sees its own holdings; no combined HUF total |
| Spreadsheet | Full control, custom columns | Manual prices and FX; currency P&L is hard to split out |
| Generic free tracker | Quick US-stock and crypto view | Often weak on Budapest listings and HUF conversion |
| PortfolioTrackr | BSE in HUF, foreign stocks, crypto, one total | Reports status only, never gives advice |
The recurring gap is currency. A spreadsheet can list a US stock, but keeping a correct purchase-day FX rate, a today FX rate, and a separate currency gain line across dozens of trades is where manual systems break. For a broader like-for-like review across tools, our real-data comparison of six portfolio trackers walks through the detail.
How does PortfolioTrackr fit a Hungarian portfolio?
PortfolioTrackr fits by holding your Budapest, foreign and crypto positions together and converting all of them to HUF on one summary card. It supports the Budapest Stock Exchange with prices in forints, runs multi-currency portfolios with every value convertible to HUF, and sends price alerts via WhatsApp and Telegram.
Price alerts that respect market hours
You can set price levels and hear about them quickly, without being tied to a screen:
- Each position and each watchlist level is checked once a minute while the market is open, and around the clock for crypto.
- A closed market is skipped, so your BUX stocks are not checked overnight, at weekends or on exchange holidays.
- When a level is hit, you hear within a minute by email, WhatsApp, Telegram or push, all on every plan. SMS is on Pro and Lifetime.
Alerts are price levels only: Target 1, Target 2 and a stop-loss on a position, or a price above or below on a watchlist entry. PortfolioTrackr reports status against your own levels, such as "Target 1 reached" or "stop-loss level reached". It does not tell you what to do with the holding.
One combined forint view
Every connected broker gets its own read-only portfolio, and the ALL PORTFOLIOS view combines them, available to anyone with more than one portfolio on every plan. For a Hungarian investor juggling a TBSZ, a foreign trading account and an exchange wallet, that combined HUF total is the headline number no single broker can produce. If you do want to automate a feed, our guide on connecting a brokerage account to a portfolio tracker covers the steps.
Self-custody crypto is added by hand, by CSV or from a screenshot, since PortfolioTrackr does not read wallet addresses. That keeps your cold-storage coins in the same forint total as your BUX shares.
The bottom line
For a Hungarian investor in 2026, the right portfolio tracker is the one that treats HUF as home base while still holding your USD and EUR positions honestly. Your broker executes trades well; it just cannot show you the whole picture across a TBSZ, a foreign account and a crypto wallet at once.
PortfolioTrackr supports the Budapest Stock Exchange in forints, splits asset gains from currency gains using purchase-day and pay-date rates, and sends WhatsApp and Telegram price alerts within a minute while your market is open. You can start with manual entry, voice, screenshot or CSV on the free trial, no broker connection required, and see your entire portfolio in one forint total.
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Frequently asked questions
Does PortfolioTrackr support Budapest Stock Exchange stocks in HUF?
Yes. PortfolioTrackr supports the Budapest Stock Exchange (market code BUD) with live prices in HUF, so shares like OTP.BUD and MOL.BUD show the same forint values as your broker statement. The market trades Monday to Friday, and alerts respect those hours.
How does a tracker handle my US stocks when I live in Hungary?
It converts each foreign holding to HUF. PortfolioTrackr locks the cost at the exchange rate of your purchase day, values it at today's rate, and shows the currency gain or loss as its own line. That separates how much your US stock moved from how much the forint moved.
Can I track a TBSZ account and a foreign broker in one place?
Yes. Each account becomes its own portfolio and the ALL PORTFOLIOS view combines them into one HUF total, available on every plan for anyone with more than one portfolio. You can add holdings by manual entry, voice, screenshot or CSV without connecting any broker.
What tax rate applies to foreign dividends for Hungarian investors?
This guide deliberately gives no percentages, because withholding rates and double-taxation treaties change and a wrong number is worse than none. US brokers usually require a W-8BEN form for non-US residents. Confirm current treatment with your broker or a Hungarian tax adviser, and keep accurate net records.
Can I get price alerts on Budapest and crypto holdings?
Yes. PortfolioTrackr checks each position and watchlist level once a minute while the market is open, and around the clock for crypto. When a price level is hit you hear within a minute by email, WhatsApp, Telegram or push. Alerts are price levels only and never give advice.