If you invest in Saudi Arabia, your holdings rarely sit in one place: Tadawul shares in SAR, US stocks and ETFs in USD, maybe some crypto too. This guide explains how to track all of it in one view, why the Sunday-to-Thursday trading week trips up most templated apps, and what to check before you pick a portfolio tracker in 2026.
What is the best portfolio tracker for Saudi Arabia investors in 2026?
The best portfolio tracker for a Saudi investor is one that prices Saudi Exchange (Tadawul) shares in SAR, holds your US and global positions in their native currencies, and converts the whole portfolio back to a single SAR total. A portfolio tracker is a tool that consolidates every holding you own, across brokers and asset classes, into one live valuation and profit-and-loss view.
Most residents here hold a split book: local names on Tadawul plus US stocks, ETFs and crypto. A broker app shows you only what sits inside that broker, which is why a dedicated tracker matters once your money lives in more than one place.
PortfolioTrackr supports the Saudi Exchange (exchange code SAU) with prices in SAR, runs multi-currency portfolios convertible to SAR, and sends price alerts over WhatsApp and Telegram. Those are the specific features a resident should confirm before committing.
How does the Saudi Exchange (Tadawul) actually trade?
The Saudi Exchange, known locally as Tadawul, runs its trading week from Sunday to Thursday, with the weekend falling on Friday and Saturday. This is the single detail generic global trackers get wrong, because they assume a Monday-to-Friday week and then mislabel Sunday activity or freeze your portfolio on the wrong days.
The index and market segments
The headline benchmark is the TASI (Tadawul All Share Index), which tracks the main market. Alongside it sits Nomu, the parallel market for smaller and growth companies with lighter listing requirements and a qualified-investor focus.
- Main market: large-cap names like 2222.SAU (Saudi Aramco), 1120.SAU (Al Rajhi Bank) and 2010.SAU (SABIC), tracked by the TASI.
- Nomu (parallel market): smaller companies, a separate index, and different access rules for retail participants.
- Currency: everything trades and settles in Saudi riyals (SAR).
If your tracker cannot tell the difference between a main-market ticker and a Nomu listing, or plots prices against the wrong calendar, your daily P&L will look noisy for no real reason.
What does SAR pricing mean when you also hold US stocks?
SAR pricing means your Tadawul shares are valued in riyals while your foreign holdings stay in their own currency until the tracker converts them, so your combined total reflects both the market move and the exchange-rate move. This is multi-currency profit and loss, and it is the part local investors underestimate most.
Say you hold AAPL in USD and 2222.SAU in SAR. Two things drive your total return on the Apple position:
- The price change of AAPL in dollars.
- The USD to SAR move over the same period.
The riyal is pegged to the US dollar, so that second effect is smaller than it would be for, say, a euro or yen holding. It is not zero, though, and if you also own European or UK stocks, currency swings become a real line in your results. PortfolioTrackr supports 67 currencies for display and conversion, so a mixed SAR, USD and GBP book still rolls up to one honest SAR figure.
For a deeper look at holding several asset classes side by side, our guide on tracking stocks and crypto together in one app walks through the mechanics.
What do Saudi investors use today, and where do those tools stop?
Most Saudi residents today track their portfolio inside their broker app, usually Al Rajhi Capital, SNB Capital or Derayah Financial, and top it up with a spreadsheet for anything the broker does not hold. Each of these works well for what it covers, and each stops at the same wall.
Where broker apps run out of road
- They show only their own account. Hold Tadawul at one broker and US stocks at another, and neither app sees your full picture.
- Foreign holdings often appear in a separate currency silo rather than folded into one SAR total.
- Crypto usually lives entirely outside the broker, on an exchange, so it never enters the same view.
Spreadsheets solve the consolidation problem but create a maintenance one: you become the price feed, the FX source and the dividend log. Our comparison of a portfolio tracker versus a spreadsheet lays out exactly where the manual approach breaks down.
| Tool | Tadawul in SAR | US stocks + crypto | One combined SAR total |
|---|---|---|---|
| Local broker app | Yes | Partial or none | No |
| Spreadsheet | Manual | Manual | Manual |
| Global tracker (wrong calendar) | Sometimes | Yes | Yes, but mislabels days |
| PortfolioTrackr | Yes (code SAU) | Yes | Yes |
How does dividend withholding on foreign shares work for Saudi residents?
When you hold foreign shares, the country where the company is domiciled may withhold tax on dividends before the cash ever reaches your account, and that reduces the income your tracker should record. This is a qualitative point, and deliberately so: withholding rates and treaty treatment change, and a wrong number in a finance guide is worse than none.
What actually happens with US dividends
For US-listed stocks and ETFs, brokers typically ask you to complete a W-8BEN form, which certifies your status as a non-US person and governs how the US treats your dividend income. A few practical things a Saudi holder can check:
- Whether your broker has a current W-8BEN on file, since it expires and needs renewing.
- Whether the dividend that landed is a net figure after withholding, so your yield math uses the right number.
- Whether your tracker logs the gross dividend or the net, because the two tell different stories about income.
None of this is advice on what to buy. It is record-keeping, and a tracker that captures dividends cleanly saves you reconstructing them at year end.
What features should a Saudi portfolio tracker actually have?
A Saudi portfolio tracker needs three things above all: native Tadawul (SAU) support in SAR, genuine multi-currency consolidation, and the correct Sunday-to-Thursday market calendar. After that, the useful extras are about how you get data in and how you stay informed.
Getting your holdings in
Connecting a broker is optional on every plan. You can build and maintain a full portfolio without ever linking an account, using whichever of these suits you:
- Manual entry for any ticker on any of the 95 supported exchanges.
- CSV import from a broker statement.
- Broker screenshots, plus voice and text entry.
If you do want to link accounts, PortfolioTrackr connects through the SnapTrade bridge to 35 brokers, and separately offers three direct integrations with Alpaca, Bybit and Interactive Brokers. Interactive Brokers is the most relevant of those for a Saudi resident holding US and global stock. Our walkthrough on connecting a brokerage account to a portfolio tracker covers the setup.
Price alerts that reach you where you are
Every position and every watchlist level is checked once a minute, around the clock, and you hear within a minute of your level being reached. For a Saudi investor juggling Tadawul hours and US market hours on the other side of the clock, that matters.
- Alerts arrive over WhatsApp and Telegram, the channels people here actually check.
- PortfolioTrackr reports status against your own levels: still below target, Target 1 reached, or stop-loss level reached. It does not tell you what to do.
- Watchlist alerts are a Pro and Lifetime feature, so you can watch names you do not yet own.
A recurring alert repeats for the same target at most once every five minutes, so a level that keeps getting tapped will not flood your phone.
How do you track US stocks from Saudi Arabia in practice?
To track US stocks from Saudi Arabia, you enter your US tickers alongside your Tadawul holdings in one portfolio, let the tracker hold each in its native currency, and set your display currency to SAR for the combined total. The two markets keep almost opposite schedules, which is exactly why a single dashboard helps.
- Tadawul trades during Saudi daytime, Sunday to Thursday.
- The New York Stock Exchange and Nasdaq open in the Saudi evening.
- Crypto such as BTC-USD never closes, so it moves on the weekend when both stock markets are dark.
US equities settle T+1 since May 2024, so cash from a US sale frees up a business day after the trade. Keeping US and Saudi positions in the same tool means one number answers the only question that matters at a glance: what is my whole book worth in riyals right now. For broader tool comparisons, see our data-driven comparison of six portfolio trackers.
The bottom line
For a Saudi investor with a mixed book, the right portfolio tracker is the one that respects local reality: Tadawul in SAR, a Sunday-to-Thursday week, foreign holdings folded into one riyal total, and alerts on the apps you already use. Broker apps and spreadsheets each cover part of that and stop.
PortfolioTrackr supports the Saudi Exchange with SAR pricing, consolidates multi-currency holdings back to SAR, and delivers price alerts over WhatsApp and Telegram, with broker connection kept optional on every plan. Confirm those specifics against your own holdings, and you will know quickly whether it fits how you invest.
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Frequently asked questions
Does PortfolioTrackr support the Saudi Exchange (Tadawul)?
Yes. PortfolioTrackr supports the Saudi Exchange under the code SAU, with prices shown in Saudi riyals (SAR). You can track main-market Tadawul shares alongside US stocks, ETFs and crypto, and roll the whole portfolio up into a single SAR total.
What days does the Saudi stock market trade each week?
The Saudi Exchange trades Sunday through Thursday, with the weekend falling on Friday and Saturday. This differs from Western markets that run Monday to Friday, which is why a tracker built with the correct Saudi calendar avoids mislabelling your daily profit and loss.
Can I track US stocks and Tadawul shares in one app?
Yes. You enter US tickers and Tadawul holdings in the same portfolio, each valued in its native currency, then set SAR as your display currency for the combined total. PortfolioTrackr converts across 67 currencies so a mixed SAR and USD book shows one honest riyal figure.
Do I need to connect a broker to use a portfolio tracker?
No. Connecting a broker is optional on every PortfolioTrackr plan. You can build a full portfolio using manual entry, CSV import, broker screenshots, or voice and text. Broker links via SnapTrade or direct integrations like Interactive Brokers are available if you want them.
How do price alerts work for Saudi investors?
Every position and watchlist level is checked once a minute, around the clock, and you hear within a minute of your level being reached. Alerts arrive over WhatsApp and Telegram. PortfolioTrackr reports status against your own targets, such as Target 1 reached, without giving buy or sell advice.