Binance Closing EU Accounts Dec 31: Export Your History First

Binance is closing accounts in Spain, France and Poland by 31 December 2026, CoinDesk reported on Saturday 7 November 2026. Holders in those three countries now face a firm deadline to withdraw their crypto before new fees take effect and the account is permanently shut.

What is happening to Binance accounts in Spain, France and Poland?

Binance has told users in Spain, France and Poland to pull their crypto before new fees kick in, with affected accounts closing by 31 December 2026, according to CoinDesk's report on Saturday 7 November 2026. The notice means holders in those three countries face a hard deadline to withdraw balances before the account is shut.

The news landed in the same week as a leadership change. The Block reported on Saturday 7 November 2026 that Binance CFO Kaiser Ng stepped down nine days after a record hack, with a co-CEO saying the transition had been planned six months earlier. Cointelegraph reported on Sunday 8 November 2026 that the finance chief was leaving the company.

For an individual holder, the mechanical facts are simple:

• Your account in an affected region will close on 31 December 2026.
• New fees are being applied ahead of that closure.
• Withdrawing your crypto before the deadline is the action within your control.
• Once an account closes, retrieving a clean transaction history becomes far harder.

This article covers what the closure mechanically means and how to export your records so your tracking survives the account going away. It does not tell you where to move funds.

Why exporting your Binance transaction history matters before Dec 31

Exporting your full Binance transaction history before the account closes protects your cost basis, your tax position and your ability to keep tracking the coins elsewhere. Once an account is closed, the exchange's download tools may no longer be reachable, and reconstructing years of trades from memory is not realistic.

The records you want are not just the withdrawal confirmations. A complete export should capture:

• Every buy and sell, with the date, quantity, price and fee.
• Deposits and withdrawals, including network fees on transfers.
• Staking rewards, savings interest and airdrops credited to the account.
• Convert transactions, which some users forget are taxable disposals.

The cost basis stored inside Binance is what lets you calculate gains later. If you move coins to self-custody or another venue without it, you lose the purchase price history that every tax report depends on. This is the same reconciliation problem we walked through when MEXC was cut from US banking rails, and the fix is the same: get the logs out while you still can.

How to export your Binance transaction history step by step

You export Binance history from the Transaction History and Tax sections of your account, and the export is free while the account is open. Do this from a desktop browser rather than the mobile app, because the full date-range export is easier to control there.

The order to pull your records

1. Open Wallet, then Transaction History, and set the date range to the full life of your account, not just the last 90 days.
2. Generate a CSV or Excel export for trades, and a separate one for deposits and withdrawals if the tool splits them.
3. Pull the Convert history separately, since it often sits in its own report.
4. Export staking and earn rewards so interest and reward income is on record.
5. Download the account's tax statement if your region offers one, as a backup.

Save every file in a folder you control, ideally with a dated filename. Large accounts may need Binance to generate the export as a downloadable job rather than an instant file, so start the process well before the 31 December cutoff, not on the last day.

Verify before you trust the file

Open each CSV and confirm the first and last rows match roughly when you started trading and your most recent activity. A truncated export that only covers one year is a common trap. If the row count looks short, re-run the export with a wider date range.

How to keep tracking your crypto after the account closes

You keep tracking crypto after a Binance account closes by importing your exported CSV into a tracker that holds the full history independently of the exchange. Once the account is gone, the exchange is no longer your system of record, so the tracker becomes the place your cost basis lives.

PortfolioTrackr handles this with bulk CSV import, which is on every plan including the free trial and Starter. You upload the files you pulled from Binance, map the columns once, and your trades, fees and rewards land as holdings with their original purchase dates intact. If a few rows need fixing, you can also add positions by hand, by voice, by text or from a screenshot.

A few things worth knowing about how the tracking continues:

• Self-custody coins you move off Binance are added by hand, by CSV or from a screenshot. PortfolioTrackr does not read a wallet address or connect to a wallet.
• Bybit connects directly on every plan if you move to it, and that connected exchange gets its own read-only portfolio that does not count toward your portfolio limit.
• The ALL PORTFOLIOS combined view lets you see old Binance holdings and anything new in one place, on every plan once you have more than one portfolio.

For a fuller walkthrough of running coins and equities side by side, our guide on tracking stocks and crypto together in one app covers the setup end to end.

How does CSV import compare with keeping coins on one exchange?

Keeping your records in a tracker is more durable than relying on a single exchange, because an account closure, a hack or a regional exit can cut off access without warning. The table below compares the two approaches for a holder in an affected region.

The record of the record hack The Block noted underlines the point. A venue can hit trouble you did not cause, and your own exported history is the one thing that is not exposed to it. If you are weighing where to keep that record, our real-data comparison of six portfolio trackers lays out the options.

What about price alerts and currency during the transition?

PortfolioTrackr checks every position and every watchlist level around the clock for crypto, so an alert at a level you set reaches you within a minute of the price being hit even while you are moving coins between venues. Alerts are price levels only: Target 1, Target 2 and a stop-loss on a holding, plus a price above or below on a watchlist entry.

The notification channels during the transition are straightforward:

• Email, WhatsApp, Telegram and push alerts are on every plan, including the free trial.
• SMS is on Pro and Lifetime.
• The watchlist covers 10 tickers on the free trial and Starter, and 50 on Pro and Lifetime.

Currency matters here too, since holders in France, Spain and Poland deal in EUR and PLN. PortfolioTrackr supports 100 currencies for display and conversion, and for foreign holdings it converts the cost at the exchange rate of the day you bought and the value at today's rate, showing the currency gain or loss as its own line. For Spain and France specifically, our guide for Spain investors covers the local reporting detail.

The bottom line

Binance users in Spain, France and Poland have until 31 December 2026 to withdraw crypto before affected accounts close, per CoinDesk's report on Saturday 7 November 2026. The deadline is a fixed fact, and the leadership change reported by The Block and Cointelegraph is a reminder that exchange access is never guaranteed.

What a holder can control is their own record. Export the full transaction history now, verify the files cover the whole account life, and import them into a tracker so your cost basis survives the account going away. Where you move the coins themselves is your call; keeping the paper trail is simply protecting information you already own.

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