Navexa is the deepest Australian tax engine you can put a portfolio inside: ATO myTax-ready capital-gains and dividend-income reports, five CGT calculation methods, manual parcel selection, and unrealised-CGT forecasting. This honest 2026 comparison covers exactly what Navexa does best, where it stops, and how PortfolioTrackr compares on coverage, alerts and multi-market tracking so you can pick the right tool for your situation.
What is Navexa best at?
Navexa is best at Australian capital-gains tax reporting. It produces ATO myTax-ready CGT and taxable-income reports with five CGT calculation methods, manual parcel selection, and unrealised-CGT forecasting, which is genuinely the deepest ATO-specific tax engine built into any portfolio tracker. For an Australian investor whose main job at end of financial year is handing clean numbers to myTax or an accountant, that depth is the whole reason to choose it.
Their own promise sums it up: "Full CGT and dividend income tax reports, ready for myTax or your accountant." If that sentence describes your single hardest problem, Navexa is built for you and this article will say so plainly.
The specific tax features that matter
- Five CGT calculation methods, so you can compare discount, indexation and other approaches on the same parcels.
- Manual parcel selection, letting you choose exactly which lots a sale draws from.
- Unrealised-CGT forecasting, so you can see the tax shape of a position before any sale exists.
- Dividend income tax reports alongside CGT, covering the other half of an Australian return.
This is a real, defensible strength. If you want to see how this stacks up against other trackers with tax features, our real-data comparison of six portfolio trackers is a useful companion read.
What does Navexa cost, and is there a free plan?
Navexa has no permanently free plan. There is a 14-day free trial with no credit card required, and you choose a paid tier when the trial ends. Pricing on the global USD list, as of August 2026, breaks down like this (annual billing saves roughly 25%).
- Basic: $7.50/mo or $90/yr, 1 portfolio, extra portfolios from $2/mo, community support.
- Standard: $10.50/mo or $126/yr, up to 3 portfolios, extras from $3/mo.
- Premium: $16/mo or $192/yr, up to 10 portfolios, 10 custom holding groups, priority support, extras from $5/mo.
Unlimited holdings are included on every tier, and there is a six-month money-back guarantee. A separate AUD price list exists for Australian customers, and because the site geo-serves USD to non-AU visitors, exact AUD figures were not readable from here. The AUD plans add the full Australian tax-report suite plus a fourth Pro tier aimed at accountants, advisers and family offices, priced per client in AUD only.
Where does Navexa stop?
Navexa's tax reporting is Australia-only and triple-gated, which is the single biggest reason people look for an alternative. The depth that makes it great is also locked behind three conditions, per Navexa's own help center.
The three tax gates
- USD/Global plans include no tax reports at all. The help center states this explicitly, so a non-Australian buyer on the global price list gets tracking without the tax engine that is the product's headline feature.
- ATO reports require an AUD base-currency portfolio. If your portfolio's base currency is not AUD, the Australian reports do not apply.
- Base currency is locked at portfolio creation. Pick the wrong one and the fix is rebuilding the portfolio from scratch.
Even on AUD plans, unrealised CGT and manual parcel selection start at Standard, not Basic, so the cheapest paid tier is missing two of the marquee tax features.
Instruments and markets Navexa does not support
Several asset classes and exchanges are unsupported per Navexa's own documentation. If your holdings live here, the tracker cannot represent them cleanly.
- NZX (New Zealand Exchange) is not supported.
- Options have workarounds only, and short selling, futures and CFDs are unsupported. IG and CMC CFD imports are rejected.
- US mutual funds and 401(k) funds are not supported.
- Singapore, Tokyo and Indian exchanges are listed only as "planned for 2026."
Prices and alerts
Most exchange prices in Navexa are 20-minute delayed or end-of-day, and there is no price or target alerts feature documented anywhere on the site or help center. The only "alerts" are data-hygiene "holdings need attention" flags, not level-based notifications. If you actively watch positions against your own targets, that gap matters, and it is a common trigger for switching. Our guide to the best portfolio tracker apps for 2026 goes deeper on what monitoring should look like.
Navexa vs PortfolioTrackr: a fair side-by-side
The two tools are built around different jobs: Navexa is an Australian tax engine, PortfolioTrackr is a real-time multi-market tracker with alerts. Here is the honest comparison using only verified facts.
| Capability | Navexa | PortfolioTrackr |
|---|---|---|
| ATO CGT tax reports | Deepest available, 5 CGT methods, AUD plans only | Not an ATO tax engine |
| Exchange coverage | NZX unsupported; SG, Tokyo, India "planned 2026" | 100 stock exchanges worldwide |
| Currencies | Base currency locked at creation | 67 currencies for display and conversion |
| Price data | Mostly 20-min delayed or end-of-day | Real-time tracking |
| Price alerts | None documented (data-hygiene flags only) | Every position checked within a minute |
| Free plan | None; 14-day trial only | None; 3-day free trial, then paid plans |
On alerts specifically, PortfolioTrackr checks every position and every watchlist level once a minute, around the clock. When a level is reached, you hear within a minute of your target being hit. PortfolioTrackr reports status against your own levels (still below target, Target 1 reached, stop-loss level reached), it does not tell you what to do. Watchlist alerts are on every plan.
How PortfolioTrackr handles data entry and brokers
Connecting a broker to PortfolioTrackr is optional. Manual entry, voice, text, CSV and broker screenshots work on every plan, so you are never blocked by a missing integration.
- 42 brokers connect through the SnapTrade bridge.
- Three direct integrations: Alpaca, Bybit and Interactive Brokers.
- Everything else can go in by hand or import, covering exchanges and instruments no integration reaches.
If broker connections are new to you, our walkthrough on connecting a brokerage account to a portfolio tracker explains the mechanics.
Who should stay with Navexa?
Australian investors whose hardest annual problem is ATO tax reporting should stay with Navexa. Nothing in this article changes that, and it would be dishonest to pretend otherwise.
- Australian residents filing through myTax who want CGT and dividend-income reports generated for them.
- Investors who need multiple CGT methods and manual parcel selection to optimise a financial-year outcome with an accountant.
- Accountants, advisers and family offices who can use the AUD-only Pro tier priced per client.
- People whose holdings sit entirely on supported ASX-style markets in AUD, where delayed pricing and no alerts are acceptable trade-offs.
If that is you, the AUD plans plus the six-month money-back guarantee make Navexa a reasonable place to stay.
Who should switch, and why?
You should look at an alternative when your needs sit outside Navexa's Australian, delayed, alert-free design. These are the concrete triggers.
You are outside Australia or hold a non-AUD portfolio
If you are on the global USD plan, you get no tax reports at all, and the base-currency lock makes fixing a wrong choice a full rebuild. A tracker built for many currencies removes that friction entirely. PortfolioTrackr supports 67 currencies for display and conversion without locking you into one at creation.
You hold instruments or exchanges Navexa does not support
NZX, options, short selling, futures, CFDs, US mutual funds and 401(k) funds are all unsupported or workaround-only in Navexa. If your portfolio touches these, a tracker with broad coverage and flexible manual entry represents them without hacks. PortfolioTrackr spans 100 stock exchanges and lets you enter anything manually.
You actively monitor positions
Navexa has no documented price or target alerts, so watching a level means checking manually. If you want to be told when a level is reached, that is a real gap. PortfolioTrackr checks every position and watchlist level once a minute and notifies you within a minute of your target being hit, reporting status against your own levels rather than giving advice.
You want real-time prices and stocks plus crypto together
Navexa's prices are mostly 20-minute delayed or end-of-day, and crypto plus stocks in one live view is not its focus. If you hold both, a unified real-time view is easier to reason about. Our guide to tracking stocks and crypto together in one app covers how that works in practice, and if you are weighing other options entirely, the Snowball Analytics comparison is another honest look.
The bottom line
Navexa is the right tool if Australian ATO tax reporting is your central problem, and the wrong tool if it is not. Its five CGT methods, manual parcel selection and myTax-ready reports are genuinely the deepest tax engine in a portfolio tracker, and Australian filers should stay.
Switch when your reality is broader: a non-AUD portfolio, unsupported instruments like options or CFDs, exchanges such as NZX, or a need for real-time prices and level alerts. PortfolioTrackr covers 100 exchanges, 67 currencies, real-time tracking and alerts within a minute, with manual entry on every plan so nothing is locked out. Pick the tool that matches your hardest job, not the one with the longest feature list.
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Frequently asked questions
Is there a free alternative to Navexa?
Navexa has no permanently free plan, only a 14-day trial. PortfolioTrackr is not free either: it has a 3-day free trial with no card, then paid plans. Connecting a broker is always optional.
Does Navexa work outside Australia?
Navexa tracks portfolios globally, but its tax reports are Australia-only and included solely on AUD plans. Per its help center, USD/Global plans include no tax reports at all, and ATO reports require an AUD base-currency portfolio. Non-Australian investors get tracking without the tax engine.
Does Navexa have price alerts?
No. Navexa has no documented price or target alerts feature anywhere on its site or help center; its only alerts are data-hygiene flags for holdings that need attention. PortfolioTrackr, by contrast, checks every position and watchlist level once a minute and notifies you within a minute of your target being hit.
Which exchanges and instruments does Navexa not support?
Per Navexa's documentation, NZX is unsupported, options are workaround-only, and short selling, futures, CFDs, US mutual funds and 401(k) funds are unsupported. Singapore, Tokyo and Indian exchanges are listed as planned for 2026. IG and CMC CFD imports are rejected.
How much does Navexa cost in 2026?
As of August 2026, Navexa's global USD plans are Basic at $7.50/mo or $90/yr, Standard at $10.50/mo or $126/yr, and Premium at $16/mo or $192/yr, all with unlimited holdings and a six-month money-back guarantee. A separate AUD price list adds the Australian tax suite and a Pro tier.