Saudi investors holding Tadawul stocks alongside US shares and crypto need one dashboard that speaks SAR, respects local trading hours, and reconciles positions from local brokers. This guide covers SAR pricing, Saudi broker compatibility, and how to track Tadawul-listed companies next to your global assets in 2026.
What is a Tadawul portfolio tracker and why do Saudi investors need one?
A Tadawul portfolio tracker is software that consolidates your Saudi Exchange holdings, international stocks, and crypto into a single view priced in Saudi Riyal (SAR) or your chosen base currency. It calculates real gains after currency conversion, so your Aramco (2222.SR) position and your Apple (AAPL) shares appear side by side with accurate weightings.
Most local brokers show only the accounts held with them. If you trade Tadawul through one broker and US stocks through another, you never see your true allocation. A dedicated tracker fixes that fragmentation.
- Multi-broker consolidation across Saudi and international accounts.
- SAR base currency with automatic FX conversion for USD and other holdings.
- Unified allocation view so you know your real equity, crypto, and cash split.
- Dividend and cost-basis tracking across markets that report differently.
How does SAR pricing work when you hold both Saudi and US assets?
SAR pricing means every holding is converted to Saudi Riyal at the live exchange rate so your total portfolio value reflects one currency. The SAR is pegged to the US dollar at roughly 3.75 SAR per USD, which removes most FX volatility on American holdings but not on euro, sterling, or crypto positions.
Why the base currency choice matters
Your base currency determines how gains are reported. A US stock up 10% in USD terms is up almost exactly 10% in SAR because of the dollar peg, but a European stock or Bitcoin (BTC-USD) position carries genuine currency swings.
PortfolioTrackr handles this by letting you set SAR as your home currency while storing each trade in its native currency. You see both the local return and the SAR-adjusted return without manual math.
Which Saudi brokers are compatible with portfolio trackers in 2026?
Most Saudi brokers do not offer open API connections, so tracking Tadawul positions usually relies on manual entry, CSV import, or holdings snapshots rather than live sync. This is the single biggest difference from tracking US assets, where brokers like Alpaca and Interactive Brokers support direct connections.
| Broker | Market | Connection method | SAR support |
|---|---|---|---|
| Al Rajhi Capital | Tadawul | Manual / CSV | Native SAR |
| SNB Capital | Tadawul | Manual / CSV | Native SAR |
| Interactive Brokers | US / Global | API sync | Convert to SAR |
| Binance | Crypto | API / read-only key | Convert to SAR |
Because live broker links are limited locally, a good workflow matters more than automation. Our guide on how to connect a brokerage account to a portfolio tracker explains which brokers sync automatically and how to handle the ones that do not.
How do you track Tadawul stocks alongside international assets?
Track Tadawul stocks alongside international assets by logging each Saudi position with its .SR ticker suffix, its SAR cost basis, and its trade date, then adding your US and crypto positions in their native currencies. The tracker converts everything to one base currency for a unified return figure.
A practical setup for a mixed Saudi portfolio
- Set your base currency to SAR so totals match your bank statements.
- Add Tadawul holdings such as 2222.SR (Aramco), 1120.SR (Al Rajhi Bank), and 7010.SR (STC) with exact share counts.
- Import US positions from Interactive Brokers or Schwab via CSV or API.
- Connect crypto with a read-only API key for accurate live valuation.
If you hold digital assets too, our walkthrough on tracking crypto and stocks together in one portfolio shows how to keep volatile assets weighted correctly against your equities.
Is a portfolio tracker better than a spreadsheet for Tadawul investors?
A portfolio tracker beats a spreadsheet for most Tadawul investors because it pulls live prices, handles SAR conversion automatically, and recalculates weightings without formula maintenance. Spreadsheets break when you add a new currency or a stock split, and they cannot fetch intraday Tadawul quotes.
That said, a spreadsheet still works if you hold only a handful of Saudi stocks and never trade international assets. The moment you add US shares or crypto, manual FX and price updates become error-prone.
- Live pricing during Tadawul hours (Sunday to Thursday, 10:00 to 15:00 AST).
- Automatic FX for the SAR-USD peg and floating currencies.
- Dividend tracking without rebuilding formulas each quarter.
- Allocation alerts when one holding grows too large.
For a deeper look at the trade-offs, read our comparison of portfolio tracker versus spreadsheet in 2026.
What features should a Saudi investor prioritize when choosing a tracker?
Saudi investors should prioritize SAR base currency support, multi-market coverage including Tadawul tickers, and flexible manual or CSV import since local broker APIs are rare. These three features matter more than fancy analytics if you cannot even record your holdings accurately.
The non-negotiable checklist
- Tadawul symbol coverage so you are not forced to fake tickers.
- SAR reporting for totals, dividends, and realized gains.
- Global asset support for US stocks, ETFs, and crypto in one account.
- Cost-basis methods like weighted average, which most Saudi brokers use by default.
PortfolioTrackr supports SAR as a base currency and lets you record Tadawul positions manually while syncing US and crypto accounts automatically, which suits the current broker landscape in the Kingdom. To compare feature depth across tools, see our data-driven comparison of six portfolio trackers.
How does tracking Tadawul compare to other emerging markets?
Tracking Tadawul is similar to tracking other emerging markets where broker APIs are limited and manual entry is the norm, but the SAR dollar peg makes currency handling simpler than in markets with floating currencies. Investors in Nigeria or South Africa face larger FX swings that complicate return calculations.
The core workflow is the same across these regions: record local holdings by hand, sync international accounts where possible, and convert everything to a single base currency.
- Compare the approach for South African investors tracking JSE stocks.
- See how Nigerian investors handle NGX and global assets.
Saudi investors have one advantage: because US stocks settle T+1 since May 2024 and the SAR is pegged near 3.75 to the dollar, reconciling a US-heavy portfolio into SAR involves minimal currency noise.
The bottom line
The best portfolio tracker for Tadawul investors in 2026 is one that reports in SAR, covers Saudi and international tickers, and accepts manual or CSV entry for local brokers that lack APIs. Given the current broker landscape, workflow flexibility matters more than one-click sync.
Set your base currency to SAR, record your Tadawul holdings with correct .SR tickers, connect your US and crypto accounts, and you get one honest view of your entire net worth. That single dashboard is what turns scattered accounts into a portfolio you can actually manage.
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Can I track Tadawul stocks and US stocks in one app?
Yes. A multi-market tracker lets you record Tadawul holdings by their .SR tickers alongside US stocks and crypto, then converts everything to one base currency like SAR. PortfolioTrackr supports this by combining manual Tadawul entry with automatic sync for US brokers such as Interactive Brokers.
Does PortfolioTrackr support SAR as a base currency?
Yes. PortfolioTrackr lets you set Saudi Riyal as your home currency, so all totals, dividends, and realized gains display in SAR. Each trade is stored in its native currency, and the app converts US and crypto positions using live exchange rates against the SAR peg.
Do Saudi brokers like Al Rajhi Capital connect to portfolio trackers?
Most Saudi brokers, including Al Rajhi Capital and SNB Capital, do not offer open API connections, so tracking relies on manual entry or CSV import. This differs from US brokers like Interactive Brokers that support direct sync. Choose a tracker with strong manual and import workflows.
How does the SAR dollar peg affect my portfolio returns?
The SAR is pegged near 3.75 per US dollar, so US holdings show almost identical returns in USD and SAR terms. This removes most currency noise from American stocks, though euro, sterling, and crypto positions still carry genuine FX swings that a tracker converts automatically.
What are the trading hours for Tadawul in Saudi Arabia?
The Saudi Exchange (Tadawul) trades Sunday through Thursday from 10:00 to 15:00 Arabia Standard Time, with the market closed Friday and Saturday. A good tracker pulls live prices during these hours and holds the last close otherwise for accurate valuation.
